Introduction
Improving your home’s energy efficiency isn’t just about saving money on heating bills; it’s about creating a comfortable, healthy space and reducing your carbon footprint. Across London, Surrey and Berkshire, many houses were built before modern insulation standards were introduced. I grew up in a draughty Victorian semi‑detached house where winter meant cold floors and condensation on the windows. When my parents finally invested in wall and loft insulation, the difference was immediate. The rooms stayed warm for longer and the heating came on less often. In this article, we explore how heat is lost from homes, what simple insulation measures you can take and why working with professionals like GO2 Property Services can make your home more efficient.
How homes lose heat
Without adequate insulation, heat escapes from every part of your home. An uninsulated property typically loses a quarter of its heat through the roof and about a third through the walls. Floors can account for another 10‑20 per cent. Each part of the building envelope has a job to do, and if any element lacks insulation, you’ll feel it in your wallet and in your comfort levels.
Roof and loft insulation
Insulating your loft or roof is one of the most cost‑effective ways to reduce heat loss. If you have a loft with no insulation, adding a 270 mm layer of mineral wool can slash your heat loss through the roof by three‑quarters. Even modest measures help; fitting an insulating jacket to your hot water cylinder can save around £40 a year on energy bills. If you live in a flat roof property, consider rigid foam insulation boards combined with a new waterproof membrane.
Wall insulation options
Walls account for a large portion of heat loss in uninsulated homes. Cavity wall insulation is a straightforward retrofit for properties built after the 1920s. For solid wall homes, you can install either external wall insulation (EWI) or internal wall insulation (IWI). EWI wraps your home in a thermal blanket and protects the masonry. IWI fixes insulation boards or studwork to the inside face of exterior walls. Both methods reduce drafts, improve warmth and lower energy bills. Properly insulating your solid walls also reduces the risk of condensation forming on cold surfaces.
Floor insulation
Up to one fifth of heat can be lost through the floor. In houses with suspended timber floors, you can lift the floorboards and install mineral wool between the joists. Use breathable insulation and a vapour control layer to prevent moisture issues. Solid floors can be insulated during renovations by adding rigid boards above or below the slab. Even fitting simple draught excluders and rugs helps keep floors warmer.
Draught proofing
Gaps around windows, doors and letterboxes allow warm air to escape and cold air to enter. Sealing these gaps is a quick and inexpensive fix. Fit brush strips to the bottom of doors, foam seals around window frames and covers over keyholes. If you have an unused chimney, consider a chimney balloon to stop drafts. Remember to maintain some ventilation in kitchens and bathrooms to remove moisture and prevent condensation.

Heat loss reduction in everyday habits
Insulation works best when combined with smart habits. Close curtains at dusk to trap warmth. Move furniture away from radiators so that heat can circulate. Install reflective radiator panels to bounce heat back into the room. In bathrooms, use extractor fans and open windows briefly after showers to remove moist air. Keep your thermostat at a consistent temperature rather than switching it off and on, which causes more stress on your heating system.
Professional vs DIY insulation
Some insulation projects are straightforward, while others require professional expertise. For example, fitting loft insulation can often be a DIY job, but EWI or IWI should only be installed by trained installers. A professional will assess the condition of your walls, check for damp and ensure that insulation materials are compatible with your property. They can also help you navigate planning permission if your home is in a conservation area or has protected features. Poorly installed insulation can cause moisture build‑up or cold bridges, which lead to damp and mould.
Financial considerations and grants
The cost of insulation varies depending on your property and the type of insulation. Internal wall insulation for a typical three‑bedroom house can cost around £12,000 and external wall insulation about £18,000. Grants and funding schemes may be available to help offset these costs. Always check government and local council schemes for support. Investing in insulation reduces energy bills immediately and increases your home’s value.
Choosing the right installer
When choosing an installer, look for experience with the specific type of insulation you need. Ask for references and evidence of previous work. A reputable company will offer a survey, explain your options and provide a transparent quote. They will also give you a guarantee for materials and workmanship. GO2 Property Services provides comprehensive surveys and installations for both wall and roof insulation across London, Surrey and Berkshire.
Long‑term benefits
Investing in insulation pays dividends beyond your energy bills. You’ll enjoy a home that stays warm in winter and cool in summer, with fewer drafts and less condensation. Energy‑efficient homes produce fewer carbon emissions, helping the UK meet its climate goals. You may also notice improved sound insulation and a more stable indoor environment.Conclusion
Improving your home’s insulation is one of the most effective ways to reduce heat loss, save money and create a comfortable living space. By understanding how heat escapes and exploring measures like loft, wall and floor insulation, you can make informed decisions about your property. Combining these upgrades with simple habits and professional advice will ensure long‑lasting results. If you’re ready to make your home more energy‑efficient, contact GO2 Property Services to arrange a survey and discover the best solutions for your property.